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Please use this identifier to cite or link to this item: http://hdl.handle.net/2108/277

Title: Private medical insurance and saving: evidence from the British household panel survey
Authors: Guariglia, Alessandra
Rossi, Mariacristina
Keywords: precautionary saving
private medical insurance
Issue Date: Mar-2002
Publisher: CEIS
Series/Report no.: Quaderni CEIS; 165
Abstract: This paper investigates whether individuals in Britain save to self-insure against health risk. In particular, we use the British Household Panel Survey for the years 1996 to 1998 to test the hypothesis that those individuals who are not covered by private medical insurance, and are therefore more prone to health risk, tend to save more than those who are covered. Our findings, which are based on a wide range of econometric specifications, always reject this hypothesis, suggesting that health risk is not a factor which induces British individuals to save more.
URI: http://hdl.handle.net/2108/277
Appears in Collections:Quaderni

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